Position papers
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EAPB position paper - proportionality for public and promotional banks
1 July 2026The EU is in the midst of the most significant banking simplification debate in a decade. The Commission report on banking competitiveness, expected in July 2026, will set the direction. The ECB Governing Council’s recommendations of December 2025, the EBA’s ongoing reporting simplification package, and proposals for a “small bank regime” from BaFin and others, all converge on one question: how to make the EU prudential framework less burdensome without weakening resilience.
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Building homes, not tax bills EAPB Statement on the proposed Reform of the Anti-Tax Avoidance Directive and affordable housing
1 July 2026The European Association of Public Banks (EAPB) welcomes the European Commission's direct taxation "Omnibus" of 24 June 2026 (COM(2026) 560). For years, the EAPB and its members have called for the Anti-Tax Avoidance Directive (ATAD) to be adjusted so that it no longer penalises investment in affordable and social housing, most recently in our Position Paper on Housing Simplification and Finance. We are therefore pleased that the Commission has taken up this long-standing concern.
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EAPB Position Paper on Housing Simplification and Finance
State aid 9 June 2026National and regional promotional banks and institutions (NPBIs) are the primary channel for the delivery of EU housing finance, a role formally recognised by the European Parliament in its resolution of 10 March 2026. EAPB members, together with members of the European Association of Long-Term Investors (ELTI), have collectively stated the ambition to mobilise EUR 375 billion by 2029 across the Union. Whether this capacity is deployed in full depends on two parallel agendas: the architecture of the next Multi-Annual Financial Framework (MFF), and the simplification of the regulatory frameworks that today constrain housing finance.
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Joint Statement AECM-EAPB-ELTI-NEFI / Preserving the simplification gains in the European Parliament’s draft report on the NRP Plans Regulation
3 June 2026The European Association of Guarantee Institutions (AECM), the European Association of Public Banks (EAPB), the European Association of Long-Term Investors (ELTI) and the Network of European Financial Institutions for SMEs (NEFI) welcome the joint BUDG-REGI-AGRI draft report on the proposal for the National and Regional Partnership Plans (NRPP) Regulation, prepared by the co-rapporteurs Karlo Ressler, Andrey Novakov and Elsi Katainen.
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EAPB Views on the Markets Infrastructure Package
Capital markets 7 May 2026EAPB welcomes the opportunity to comment on the Markets Infrastructure Package (MIP) tabled by the European Commission under the Savings and Investments Union agenda.
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